June 2015 – Golf Diamante

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

June 2015 – Golf Diamante

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.

The immediate reaction on seeing Chambers Bay is that the winner will be the player who can create the most inventive shots, have the visualisation to hit it somewhere other than the target and let the slopes do the rest. This course is a big side-step from the hit-it-straight-or-bleed-out philosophy we have become used to at the U.S. Open.

Rory McIlroy said it rewards the big and brave off the tee, Tiger Woods was keen to stress the variety of options facing the player on every shot. The tall fescue grass is a first, as is the location; no U.S. Open has ever been played on the Pacific Northwest Coast. Weather will be a factor here, especially the wind.

Then there are the hollows, troughs, mounds, hills, slopes, backboards, swales and the odd unfair kick too. But what is a U.S. Open without a touch of unfairness? Pinehurst last year relied on luck when entering its waste/scrub hazards. This time round it will be elemental, Earth, Wind and…Fescue!

“This is a one-of-a-kind site for us at a U.S. Open, there is going to be some players that just love this ground game and love the imagination and embrace it. And then there are other players who just want predictability. They want something right in front of them.”
Mike Davis, USGA Executive Director.

This won’t be the first time a big event has been played here though. In 2010 the U.S. Amateur Championship was held here. It was won by Peter Uihlein who has, unsurprisingly gone on to forge a successful start to his professional career on the European Tour – clearly he knows a thing or too about windy, bouncy conditions!

The wind, the slope and the potential firmness of the bounce will favour a player who is used to the links courses of Great Britain and Ireland; there will be no hitting it high and stopping it on a dime (or should we say a sixpence?).

Uihlein’s approach to winning was key, involving picking a spot, using the contours and keeping the ball as low as possible. Which might give us an idea on who might have a good chance this year.

Last year’s Open Championship winner was McIlroy and he will still be many people’s favorite, but after an early exit on the links of Royal County Down in his self-hosted Irish Open, can he really tame Chambers Bay in the same way he did to Congressional? We might be better served to take a good look at the merits of wind specialists Sergio Garcia, who has a bagful of good finishes at the Open Championship or Rickie Fowler who won the Players. Both players pushed McIlory at Royal Liverpool last year, and both have the vision and the talent to do well again this week.

While the informed might opt for Masters champ Jordan Spieth, those with a feeling for the vagaries of links golf might think he could struggle this week. Then there is defending U.S. Open champion Martin Kaymer, who loves these newly-designed links challenges. His two major victories have come on windy, sandy-soiled tests at Pinehurst and Whistling Straights, if he’s in the mood this week he could dominate again.

Or could it finally be Phil Mickelson’s year?

What is clear, is that Chambers Bay will be a challenge to everyone teeing it up. It’ll be something they won’t have had much experience of, which was the point of Mike Davis when he suggested that players would be wise to get in early and do their homework, this type of course won’t come round often in the U.S. Open.

Have you thought of retiring to Baja, Mexico?

It’s not a real a question, because of course you have. If, like many Americans, you have worked your knuckles bare, or spent a lifetime building a business, you haven’t done so just for the love of it. You will have dreamed of spending more time on your morning coffee watching the sun rise over the mountains, or appreciating the sound of waves crashing on the beach as you get ready for a round of golf on a Tuesday – or any day, or every day – without having to worry about the stresses of work.

If you are thinking of retiring to the white beaches of Baja California in Mexico, or just looking to buy a second home, somewhere away from it all, here’s a guide to help you plan it.

Financial planning when retiring abroad

If you want to make the most of your money when you move abroad, it is essential to get the financial planning right in order to achieve your financial goals. Many people are put off from financial planning, thinking it’s too complicated. But break it down into manageable steps, and it can be a simple process.

Set your goals

What are your short and long term goals?

  • Retiring early
  • Buying property
  • Renting or selling your home property
  • Making savings and investments tax efficient
  • Ensuring your children are well provided
  • Slowing the pace of life down
  • Playing more golf
  • Seeing the world.

Always set goals – as you are more likely to achieve them – and then base your decisions on what is a priority and what is not.

What is your current situation

Your current situation can dictate how financially tied you are. What is happening in your life and is there anything looming that might change your finances?

  • Assess your current monthly budget
  • Do you have adequate savings, investments and pension plans?
  • What financial commitments will remain back home and where you are living abroad?
  • Do you have family commitments – dependent children, grandchildren or a wedding to pay for?
  • What is your tax position and how will it change when you move?

Your plan

Always create a plan and include everything.

  • Have you checked how the cost of living compares with where you’re living now?
  • Do you have an emergency reserve to cover any disaster on your rental property at home?
  • Do you know where you want to live and what amenities it has?
  • Do you have life insurance – will it cover you abroad?
  • Do you have a health plan in place?
  • How will your assets be affected by local regulations?
  • Does your family know your goals?

Savings and Investments

If you are thinking about building an investment portfolio, including property, consult a financial adviser and always include what your plans and goals are.

  • How much risk are you prepared to take?
  • Can you take advantage of any potential tax benefits of living abroad?
  • How are your insurance policies and inheritances affected if you move?
  • Will you need to sell your house, or can you rent it?

Be sure to write down all your options, considering the pros and cons of each. Stay realistic about what you can afford and how much you will need to live on.

Putting your plan into action

After assessing your financial situation you can now take steps to implement your plan. Use your goals as a motivator and your finances as a moderator.

  • You will feel more positive about your future, especially your retirement
  • It encourages you to save and invest for the most important things in your life
  • It will help you find opportunities to grow your wealth – and perhaps make your savings and investments tax efficient
  • It will ensure you and your family are protected wherever you are
  • You will worry less about your family’s financial security, because it is included in your plan.

And remember, always revisit and review your plan, circumstances can change, especially where money is concerned.

For more information on what type of property might be best for you call 520-509-9040 or submit the form on our home page to find out how you can enjoy life to the full at Diamante Cabo San Lucas.